Financial topics

Investments, gold, currencies, surviving after a financial meltdown
aedens
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Re: Financial topics

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aedens
Posts: 4753
Joined: Tue Nov 04, 2008 4:13 pm

Re: Financial topics

Post by aedens »

rule #7. Question motives. Twist or amplify any fact which could so taken to imply that the opponent operates out of a hidden personal agenda or other bias. This avoids discussing issues and forces the accuser on the defensive.

The CRA followed similar laws passed to reduce discrimination in the credit and housing markets including the Fair Housing Act of 1968, the Equal Credit Opportunity Act of 1974 and the Home Mortgage Disclosure Act of 1975 (HMDA). The Fair Housing Act and the Equal Credit Opportunity Act prohibit discrimination on the basis of race, sex, or other personal characteristics. The Home Mortgage Disclosure Act requires that financial institutions publicly disclose mortgage lending and application data. In contrast with those acts, the CRA seeks to ensure the provision of credit to all parts of a community, regardless of the relative wealth or poverty of a neighborhood.

Before the Act was passed, there were severe shortages of credit available to low- and moderate-income neighborhoods. https://en.wikipedia.org/wiki/Detroit_race_riot_of_1943
In their 1961 report, the U.S. Commission on Civil Rights found that African-American borrowers were often required to make higher downpayments and adopt faster repayment schedules. The commission also documented blanket refusals to lend in particular areas (redlining)

Although the CRA was signed into law by Jimmy Carter, two other important acts the Equal Credit Opportunity Act (ECOA) and the Home Mortgage Disclosure Act (HMDA) were signed by a republican, Gerald Ford. The talk show hosts also state that Bill Clinton was responsive for the expansion of CRA and forcing the banks to make bad loans. However, the two major changes in the CRA occurred in 1989 with the passage of the Financial Institutions Reform, Recovery and Enforcement Act (FIRREA) and the Federal Housing Enterprises Financial Safety and Soundness Act of 1992. Both were signed into law by George H. W. Bush. Under FIRREA, the reporting requirements of CRA compliance were expanded. The latter act required Fannie Mae and Freddie Mac to support affordable housing by purchasing CRA-qualifying loans. Even though the talk show hosts have said that up to one half of Fannie and Freddie loans were CRA loans, the act suggests that by the year 2010, that one-third of their purchases be affordable housing loans.

If you made payment to the IRS in cash it would go to the incinerator. Fiat does not exist but in closed minds and created as digital ledgers
since debt is the currency of slaves.

If there were pressures to expand CRA lending, it came in part from the banks themselves. As a result of the Riegel-Neal Interstate Banking and Branching Act of 1994, signed into law by George W. Bush, CRA ratings became an important factor in determining if banks could merge or acquire across state lines. Because advocacy groups would use CRA ratings as a protest against the banks in order to get additional CRA lending, the banks greatly expanded these types of loans. I recall going to a Fed Atlanta conference on CRA lending, compliance and enforcement. A banker told me that the Feds never pressured him into making a bad loan. However, because they wanted to expand into other states, they had instituted a more liberal CRA lending policy. So the truth is that if there is blame to be handed out for a misguided CRA policy, it has to be laid at the feet of the republicans and the banks. Jimmy Carter and Bill Clinton are convenient whipping boys and are well deserving of other blame but CRA lending is not one of them.
Dr. Black

The ACA has recently caused more damage and smirky Roberts was clear on the tax and basically how stupid taxpayers are on the journey to disaster.

Even before Rubin it was simply dead. Where the vultures circle we are warned.

What’s more, Clinton says she isn’t sure Sanders is a real Democrat.
RULE 12: Pick the target, freeze it, personalize it, and polarize it.” Cut off the support network and isolate the target from sympathy. Go after people and not institutions; people hurt faster than institutions. (This is cruel, but very effective. Direct, personalized criticism and ridicule works.)

Clinton is not a Democrat either.

Smirky guy comment on the back door tax funnel from LITCs model was correct.
Well played indeed. Plucked chickens still eating the same feed.

ACA for the no man status of estate. The Senate has indeed hurt us deeply with this current and pointless rhetoric. These ambitious men were not naive but they were overconfident about their ability to manipulate.

Low Income Taxpayer Clinics (LITCs) The "blueprint " just as before on the sticky wages as forumed was our area also. Welcome to what we seen when we watched countless who lost half benefits and one third wages as the taxpayer blindly subsidized the blue prints of plant closing.
Locals note: They are fleeing Puerto Rico for the same reason that everyone else is - decades of dependence on US welfare has destroyed the island's economy and culture. Only criminals and the poor are seen on most streets. This is what "social programs" accomplish.

Clinton machine running out lemmings so it appears. Shall we infer some more Political Rhetoric Or Insanity?

It is developing into what we already seen coming and the sheep will be annihilated since predators seek weakness. Like we noted the Calvary is not coming since we are protecting our own now, and putting toe tags on defenseless unarmed idiots.

Suicides increasing and drug induced carnage increasing. News you never see since family works the fields to this bitter time coming and seen.
In each, the hostile question has two answers: one answer which the audience knows is morally correct, but politically
incorrect, and the other answer which the audience knows is wrong, but politically correct.

Slaves and idiot meter http://usdebtclock.org/state-debt-clock ... clock.html

aedens
Posts: 4753
Joined: Tue Nov 04, 2008 4:13 pm

Re: Financial topics

Post by aedens »

Clips of him to use in workshops because there’s no better example of his characteristics…

Psalm 130:5-6, I wait for the Lord, my whole being waits, and in his word I put my hope. I wait for the Lord more than watchmen wait for the morning.

Do not repay evil with evil or insult with insult. On the contrary, repay evil with blessing, because to this you were called so that you may inherit a blessing.

In each, the hostile question has two answers: one answer which the audience knows is morally correct, but politically
incorrect, and the other answer which the audience knows is wrong, but politically correct.

“In God we trust; all others must bring data.” W. Edwards Deming

http://limits2growth.org.uk/wp-content/ ... isited.pdf

75 percent of the models already failed. Only four scenarios avoided overshoot and collapse.
What one are you thinking about.
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aedens
Posts: 4753
Joined: Tue Nov 04, 2008 4:13 pm

Re: Financial topics

Post by aedens »


aedens
Posts: 4753
Joined: Tue Nov 04, 2008 4:13 pm

Re: Financial topics

Post by aedens »

Faulty measuring stick is incorrect - design feature = marginal efficiency of capital + Transfer Cost + Euthanasia of the Rentier = design feature.
Control alt print as trenches fill in the annual liquidation rate design.

THE 113TH CONGRESS SLIPPING A 161-PAGE BILL INTO AN OMNIBUS BILL? NO. CONGRESS IS TAKING A BUZZ SAW AND THEY ARE GOING TO SLICE OFF RETIREMENT PENSIONS. THEY ARE GOING AFTER THE MOST VULNERABLE.

Only then will zirp and nirp cease to exist as to protect the gold boiler plated government pensions.

http://www.zerohedge.com/news/2016-05-2 ... -one-chart join or die in a cage, and once inside watch them die and print at will as we are admonished to be careful.

The hyper-rich do not spend money on consumption it is said. https://rasica.files.wordpress.com/2015 ... jxt8l1.jpg
Instead they use it to generate political power and violate by demonic means.
Then they use that power to increase the returns on their capital by insisting on monopoly control, lower taxes, less regulation and the ability to crush the demands of labor with an enormous pool of increasingly desperate unemployed. This works to the benefit of the corrupt politicians and drug sellers, the free riders with red and blue who aspire to deceive.

The poor man who enters into a partnership with one who is rich makes a risky venture. Titus Maccius Plautus

http://www.mlive.com/living/flint/index ... an_gi.html September 22, 2012

http://www.mlive.com/news/index.ssf/201 ... ts_po.html The true price of our many failures.

The reason is that, to get to a lower debt level, taxes that distort economic behavior need to be raised temporarily or productive spending needs to be cut or both. The costs of the tax increases or expenditure cuts required to bring down the debt may be much larger than the reduced crisis risk engendered by the lower debt (Ostry, Ghosh, and Espinoza, 2015). This is not to deny that high debt is bad for growth and welfare.

Shattered lives, as we also prepare to survive those who indeed release murderers and predators upon us sworn to destroy us, from such evil and darkness they cannot see past the very veil wrapped upon them. They deny the darkness as we pity the seal in their forehead.

Very easy to operate and reliable. I would recommend it to my own men. Its just that good.
US Army Infantry rifleman.
10th Mountain Div (LI)
3rd BCT
Attack company 1-32inf (Chosin)
2nd Platoon
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aedens
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Re: Financial topics

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Democrats are retreating into its perceived safety. We already considered the Republicans are no different.

Summing up the feeling of thinkers like Kagan, the Times reported that Clinton “remains the vessel into which many interventionists are pouring their hopes.”

The logic of how all that is supposed to improve matters is lost amid the classic neocon growling about showing toughness or reapplying “coercion.”
So, the Democratic Party seems to be betting that Hillary Clinton’s flood of ugly TV ads against Trump can frighten the American people enough to give the neocons and the neolibs one more lease on the White House – and four more years to wreak their zombie havoc on the world. Robert Parry

https://rasica.files.wordpress.com/2015 ... jxt8l1.jpg You democrats are clearly insane to let HillBilly to touch the economics ever again. You so called Republicans understand choppers are the sound of freedom. Well, we clearly understand who you both serve.
https://duckduckgo.com/?q=epstein+clint ... era&ia=web

It was said, He's no different from any other politician in that he'll tell people what they want to hear if they'll vote for him
and give him money. But it's the people who decide the policies, not the politicians.

I find comment not to be true at times. https://www.youtube.com/watch?v=QwXU-_r19w4

“I believe that there is one story in the world, and only one. . . . Humans are caught—in their lives, in their thoughts, in their hungers and ambitions, in their avarice and cruelty, and in their kindness and generosity too—in a net of good and evil. . . . There is no other story. A man, after he has brushed off the dust and chips of his life, will have left only the hard, clean questions: Was it good or was it evil? Have I done well—or ill?”

John Steinbeck, East of Eden
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aedens
Posts: 4753
Joined: Tue Nov 04, 2008 4:13 pm

Re: Financial topics

Post by aedens »


aedens
Posts: 4753
Joined: Tue Nov 04, 2008 4:13 pm

Re: Financial topics

Post by aedens »

http://edtech.mcc.edu/~lsmith19/comw100 ... fanuc.html Installed our cnc robot in 1978. Competition got wind and we lasted about two years until we where picked part and I already left since it was clear we had no future.

Although the corporate chieftains publicly blamed the resulting wage increases on unions, they had contributed to the problem, and many of them understood that fact. In their search for higher profits and greater market share in a booming economy, they encouraged contractors to take on extra workers, and to pay overtime wages if necessary, to finish new projects on time. They thereby tightened labor markets over and beyond what a strong economy was already causing, which also made it possible for unionized industrial and construction workers to keep up with the inflationary spiral. In some cases, workers were able to win settlements that improved their wages, temporarily pushing their gains above increases in the Consumer Price Index (Edsall 1984, p. 157).

Restarted dead plant written off in acrs as vast amount previous management staff terminated. Decentralized systems, nine month later a day off.
If it roll rust or flies we are you. Lasted about 48 or so month as the disease came back. Price to meet completion as we survived the commodity price war. They lost that segment war and it spun off as a separate paper division. The whole segments went arbiter insane since disorder was the order of the insanities.

Dozens dead across America CFR covers it https://www.osha.gov/Publications/osha3132.html#hsw written in our blood.

Largest cationic polymer plant supply on the Planet to New York, Chicago, Lehi Valley countless others.

11 years later group sold to advance other technology executions.
Results today oceans micro organisms are depleted since 40 percent are simply missing from aggregate damages over the decades.
Oceans die we die.

“And the third part of the creatures which were in the sea, and had life, died; and the third part of the ships were destroyed.” rev8:9
διαφθείρω - destroyed - totally degenerate (disintegrate); waste away by the decaying influence of moral (spiritual) impurity; "utterly corrupt"; becoming thoroughly disabled (morally depraved), "all the way through" ("utterly decayed").

Before the other three trumpets were sounded, there was solemn warning how terrible the calamities would be that should follow. If lesser judgments do not take effect the church and the world must expect greater; and when God comes to punish the world, the inhabitants shall tremble before him.

http://www.scientificamerican.com/artic ... opulation/
http://oceanservice.noaa.gov/hazards/hypoxia/

https://www.youtube.com/watch?v=VO_XKytgJ2A to chapter 5
Hey dad what do you think about your son now?
Could you take my picture
Cause I won't remember - yeah

"But if they leave behind a toxic dumpsite and a bunch of dislocated workers when they close, then their balance sheet looks different."
https://www.youtube.com/watch?v=j1YBUCabXXY


U.S. based corporations to shift production facilities to Puerto Rico in order to reap the benefits of Internal Revenue Service Code 936, known as the Possessions Tax Credit, and generous Puerto Rican tax breaks. Although these tax laws provide incentives for U.S. companies to set up plants in Puerto Rico.
Claiming a downturn in sales and demand. Six months later, when the company laid off 41 more employees, it blamed the layoffs on a "seasonal downturn" in business. By this time, they had constructed one of the largest pharmaceutical complexes in Puerto Rico, with a total employment of 1,250. In July 1990, They laid off 187 workers at Whitehall's non- unionized plant in Hammonton, New Jersey. The same month, Whitehall vice president Richard Hill met with officials at the Elkhart facility to announce that an AHP study found 500,000 square feet of "excess capacity" within the Whitehall Division and that the "excess capacity" was the exact size of the Elkhart facility. On October 1, They officially announced plans to close the Elkhart facility. In a news release announcing the planned closure, They said its decision was "principally the result" of its 1989 acquisition of A.H. Robins Company and reflected the need to rationalize production between its Whitehall Division and Robins' facilities. The company estimated the "gradual phase-down process" would be completed by the end of 1991.

The fragmented elite stumble on......................
http://www.nytimes.com/2015/12/20/us/po ... .html?_r=0

Go ahead, vote.

And you will again see the distinction between the righteous and the wicked, between those who serve God and those who do not. Mal.3:18
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aedens
Posts: 4753
Joined: Tue Nov 04, 2008 4:13 pm

Re: Financial topics

Post by aedens »

http://www.manufacturing.net/news/2016/ ... njures-120

preventable

http://www.niulpe.org

Now they are removing licenses from over site to management purview.

Data disease from telemetry and Ethernet response times executions. Business Suicide full frontal.

First step http://hydra.csnserver.com/Reliability_Culture.htm

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